Exploring the beauty and culture of Europe, traveling always carries unknown risks.
We may encounter unexpected situations. For example, sudden acute illness or accidental injury requires emergency medical treatment, and without local medical insurance, the cost of treatment may be very expensive.
If the medical level of the tourist country is not good and you need to return to your country for treatment, you also need to consider the issue of medical transfer. An overseas travel insurance can effectively solve the above problems!
In addition, most overseas travel insurances also provide protection for personal property loss, flight delays, etc., which is very practical. Moreover, the premiums of travel insurance are relatively reasonable. For short-term travel, it usually only takes a few hundred yuan to enjoy these protections, ensuring your journey is worry-free.
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In addition, it should be noted that the embassy requires that you purchase an overseas medical insurance of 30,000 euros (recommended ≥300,000 RMB) to apply for a Schengen visa, including emergency medical treatment and repatriation costs. The insurance period must cover the entire stay period. Considering the time difference, it is generally selected from the day before departure to the day after return.
So, what kind of insurance should you buy for traveling to Europe (including Schengen countries) such as France, the United Kingdom, and Germany?
Highly recommended! Allianz - King of Schengen - Agate Plan
Applicable to European business, visiting relatives, studying abroad, and tourist visas! 300,000 overseas medical treatment + 400,000 medical transportation/repatriation protection, a must for 26 European Schengen countries such as Germany, France, Italy, Finland, and the UK! Including flight delays, visa rejection compensation and other guarantees!
The gold version can basically meet the requirements of the European Schengen area, 350,000 yuan for accidental and acute medical expenses + 600,000 yuan for medical transportation and repatriation! Flight delays, checked baggage delays, and travel document losses are all guaranteed!
The most important point is that the price is "really good"