Damai Sweet Home 2023 term life insurance has become the preferred product for couples to jointly insure with its advantages such as sufficient coverage, affordable premiums, protection features and exemptions.

First of all, the coverage design of Damai Sweet Home 2023 fully considers the risk needs of both husband and wife. In the case of a couple being insured due to the same accident, both parties can receive 200% of the coverage, that is, the maximum insurance payment can be up to 12 million. This high coverage setting can not only provide sufficient protection for the family, but also ensure that the quality of life of children and parents is not affected at critical moments.

Secondly, the premium of Damai Sweet Home 2023 is relatively affordable. Taking a 30-year-old couple as an example, with a coverage of 1 million, a payment period of 30 years, and a protection of 30 years, the cost of joint insurance for the couple is only 1,730 yuan/year. This premium level is extremely cost-effective compared to the protection it provides. Why not eat a few fewer meals in exchange for a couple's million personal protection?

In addition, the insurance policy rights of Damai Sweet Home 2023 are also quite rich. If either spouse is in danger, the other spouse's premium will be exempted and no further payment is required, while the protection remains valid. This design fully reflects the humanistic care of insurance. At the same time, the policy also supports the option of reducing insurance and splitting. During the validity period, if the insured has not made a claim and has financial needs, he can apply for a reduction in insurance and withdraw part of the cash value of the policy. If the couple's relationship breaks down and divorces, the policy can also be divided into two, and each continues to enjoy protection. It should be noted that the remaining insurance period of the split policy must be greater than 5 years.

In terms of the insurance threshold, Damai Sweet Home 2023 is also quite relaxed. All occupations from 1 to 6 can purchase it, and there are only 3 health notices, which is very relaxed. For middle-aged people with old parents and young children, term life insurance is undoubtedly a rigid demand protection. Of course, the insurance money can only be used within the specified protection period. If you want to inherit wealth, it is also a good choice to purchase whole life insurance, annuity insurance, endowment insurance, etc.

In short, Barley Sweet Home 2023 term life insurance has become the preferred product for couples to insure with its advantages such as sufficient coverage, affordable premiums, rich protection features and exemptions. Choosing Barley Sweet Home 2023 provides you and your partner with a solid and warm protection, making love more firm and beautiful in the wind and rain.